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How it worksFrom eligibility check to disbursal
We do the matching, and the lender does the lending. Here is exactly what happens, and who does what.
Check eligibility1
Verify your mobile
Enter your number and confirm it with a one-time code on WhatsApp.
2
Share basic details
Name, city, employment type, income and the amount you need. No documents.
3
Get matched
We show lenders whose criteria fit your profile, with indicative rates and fees.
4
Apply with the lender
Complete KYC, review the Key Fact Statement and sign with the lender, who disburses to your account.
Stay safe: CreditJunction4U and genuine lenders never ask for your OTP, PIN, CVV, passwords or any upfront payment. If someone does, stop and write to grievance@creditjunction4u.com.
Start with step one
It takes about two minutes.